Reserve & Capital Planning —
Made Easy

Software built for reserve professionals to deliver clearer, faster, and more defensible capital plans.

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Built for Reserve Management Firms and Specialists

Standardize planning across your firm. Simplify modeling for every specialist.

For Reserve Management Leaders

Standardize reserve study methodology across analysts and portfolios
Gain portfolio-level visibility into long-term capital risk
Reduce risk from spreadsheet-based reserve planning
Deliver consistent, audit-ready reporting for HUD PNAs, CIP planning, and boards
Scale operations without increasing overhead

For Reserve Specialists

Model 5–40 year HOA reserve planning forecasts with real-time adjustments
Compare funding scenarios and contribution strategies in real time
Adjust assumptions without rebuilding your entire model
Generate compliant, board-ready reserve reports efficiently
Focus more on analysis and less on manual recalculation

A Simpler Way to
Build Reserve Plans

A structured workflow that turns complex reserve planning into clear, defensible capital decisions—for stronger communities.

Assets

Configure properties, units, and asset structures in a consistent, organized system.

Assumptions

Set funding, inflation, and contribution inputs—without rebuilding your model.

Components

Define lifecycles, groupings, and asset details with full visibility and control.

Scenarios

Model funding strategies and cash flow in real time across multiple options.

Reports

Generate audit-ready reserve studies and capital reports instantly.

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Why EZRS is Different

Most Reserve Study Software Digitizes Spreadsheets. EZRS^® Replaces Them.

AI-Augmented Modeling

Faster multi-decade forecasting
Less manual recalculation and rework
Full professional control over every assumption

AI-Augmented Modeling

One consistent planning logic across properties and teams
Clear, explainable assumptions behind every forecast
Reports generated directly from live, connected data

Core Platform Capabilities

Consistent Reserve Planning Across Properties

Apply a unified reserve study approach across properties, analysts, and teams—so every plan is built on clear, repeatable methodology.

Audit-Ready Compliance Reporting

Generate HUD Physical Needs Assessments (PNA), Capital Improvement Plans (CIP), board reports, lender documentation, and regulatory outputs in consistent, repeatable formats.

Dynamic Multi-Decade Forecasting

Model 5–40 year reserve plans with adjustable financial assumptions, lifecycle inputs, and cost projections that reflect real-world conditions.

Scenario Modeling at Scale

Compare funding strategies—including dues increases, loans, phased projects, grants, bonds, and special assessments—in real time without rebuilding models.